I only keep enough money in the bank to cover bills and expenses...

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    I only keep enough money in the bank to cover bills and expenses for the next month of so and top up as required

    Before I brought out my business partner the business bank account would often have a heap of money in it not earning interest, not that interest would amount to much. Now days bulk of surplus funds is parked in the loan account so effectively earning the interest rate being charged, redraw as required.

    Just part of like that we need to use banks, I aim to take advantage of them as much as possible. Interest free period credit card is great, just need to pay the balance each month

    I would say to anyone holding a lot of money in the bank that they would be better off using that money to buy shares in the bank
 
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