sensible security

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    This has been posted before but is worth another look assuming that the content is valid noting that it is anonymous;
    NB The phone numbers may need updating.

    "One of the few recent chain emails worthy of sharing, I have been unable to credit the original author so have pasted this in full as it includes wise advice. This is really good and valuable stuff to pass on, particularly the phone numbers at the bottom.

    Australian Lawyer's Advice

    This is really good and valuable stuff to pass on, particularly the phone numbers at the bottom.

    1. Next time you order cheques, have only your initials (instead of your first name) and surname put on them. If someone takes your cheque book, they will not know if you sign your cheques with just your initials or your first name, but your bank will know how you sign your cheques.

    2. Do not sign the back of your credit cards. Instead, put “PHOTO ID REQUIRED”.

    3. When you are writing cheques to pay on your credit card accounts, DO NOT put the complete account number on the “For” line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your cheque as it passes through all the cheque processing channels won’t have access to it.

    4. Place your work phone number on your cheques instead of your home phone. If you have a PO Box, use that instead of your home address. If you do not have a PO Box, use your work address. Never have your Centrelink Number printed on your cheques. You can add it if it is necessary, but if you have it printed, anyone can get it.

    5. Run the contents of your wallet through a photocopy machine. Do both sides of each licence, credit card, etc. You will know what you had in your wallet and all the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place (not your wallet). I also carry a photocopy of my passport when travelling either here or abroad. We’ve all heard horror stories about fraud that’s committed on us in stealing a name, address, Social Security number, credit cards.

    Unfortunately I, an attorney, have first-hand knowledge because my wallet was stolen last month. Within a week, the thieves ordered an expensive monthly mobile phone package, applied for a VISA credit card, had a credit line approved to buy a Dell computer, received a PIN number from DMV to change my driving record information on-line, and more.

    But here’s some critical information to limit the damage if this happens to you or someone you know:

    1. We have been told we should cancel our credit cards immediately, but the key is having the toll-free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.

    2. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).

    3. But here’s what is perhaps most important of all: (I never even thought to do this.)

    Call the three national credit reporting organizations immediately to place a fraud alert on your Tax File Number your passport number and drivers licence number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorise new credit. By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves’ purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away. This weekend someone handed it in. It seems to have stopped them dead in their tracks.

    Now, here are some numbers which you might need to contact if your wallet has been stolen:

    Visa Card Australia
    1800 621 199
    Visa Card International
    1800 450 346
    Lost Travellers’ Cheques
    1800 127 477
    MasterCard Australia
    (02) 9466 3700
    MasterCard International
    1800 120 113
    Bankcard Australia
    (02) 9281 6633
    132 011
    Centrelink Fraud
    137 230
    Seniors Card
    1300 364 758
    131 232

    1800 033 844

    Bank West
    131 718

    132 484

    Tamworth Coles/Myer Source
    1300 306 397

    132 221

    CUSCAL – MyCard
    1300 135 538

    GE Capital
    1300 369 904

    Members Equity
    1300 654 998

    132 265

    St George
    1800 028 208

    2000 1800 080 000

    1800 230 144

    Woolworths Ezy Banking"
    137 288
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