Great summary Steve as always!
Thanks for putting all this together for the new comers hopefully they can see what we see
AND remember, IOU is fully compliant and licensed to carry out BNPL operations in Malaysia and SOON to be in Indonesia as per IOU's last announcement about making very good progress in the SEA region with BNPL rollout.
IOU probably can teach the western COW boys like Afterpay and Zip a thing or 2 about not flouting the financial and credit regulatory system and bringing the BNPL industry into disrepute if and when shit hits the fan with Afterpay and Zip markets. IMHO.
Watch this space
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