1. Clinics: QLD Clinics are already profitable, VIC and NSW Clinics are almost break even. One of the major benefit of Clinics is, they can crosssell other products. So strategically WNB need to keep the Clinics and make those profitable.
2. Big seller: From the dumping at 0.012, it seems only one big seller. It's most likely former substantial holder selling for whatever reason. They only had 15m shares on 25 June, and more than that amount has already traded to date. So you may be right, seller may have done here.
3. Company presentation and market updates suggest significant growth and footstep in new geographic area. I bought some more today in anticipation of a rerate by end of this year.