I expect forced annuities, because it will be forced upon the govt. They'll have to sell it somehow - people not doing as expected and cashing out to buy a home to get the pension, spend on a huge holiday to get the pension, not capable of investing sensibly to make sure that they won't need the pension later on etc. etc. plus the fact that most other countries have annuities.
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I expect forced annuities, because it will be forced upon the...
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